Situations Where Investors Do Not Diversify Assignment

Circumstances Where Investors Do Not Diversify - Assignment Example An enhanced arrangement of speculations, in any case, encourages, dispersing the hazard factors over various protections gave by various firms. In this way, if there are misfortunes earned on a specific stock, it very well may be handily repaid by the benefits earned on different stocks (Medo, Yeung and Zhang 2009). Financial specialists are believed to enhance their portfolio by including normal stock as well as bonds and money. Putting resources into stock is viewed as less hazard incited than putting resources into obligation protections. Notwithstanding, interests in stock don't yield fixed paces of return. The profits acquired from stock or the profit earned relies on the leftover income of the firm. On the off chance that a firm’s benefits are high, all things considered, the profits are high. Since associations work in a perplexing business condition, it is hard to foresee the benefits earned by a firm precisely. Thinking about such factors, financial specialists think that its hazardous to put resources into basic stock just (Loutskina and Strahan, 2011). Most financial specialists favor remembering obligation and different types of borrowings for their portfolio. The upside of including obligation protections is that it encourages fixed paces of profits. Speculations made in real money are normally considered as a momentary save. Such speculations can be exchanged without any problem. Ordinarily, financial specialists are believed to put resources into currency showcase protections so they can be utilized in the condition of crises. It is likewise essential to comprehend that benefit allotment and portfolio broadening are firmly related. A broadened portfolio gets made through the allotment of benefits (Goldstein and Pauzner, 2004). Expansion is required to be arranged and drawn nearer with alert. Financial specialists are typically observed to shun having an enhanced portfolio during times when the market is profoundly unpredictable and there are dangers related with liquidity. Under such conditions, financial specialists abstain from putting resources into obligation and favor basic stock as it were. Henceforth, there is no restricted diversification.â

Extra Tax on Fast Food Essay

These days individuals consistently are overweight or fat. An integral explanation of this is unfortunate food like a Big Mac, Hamburger and so on. A lot of any of those can cause genuine medical issues which many individuals of the present reality experience the ill effects of. The genuine issue is the reason are individuals settling on these decisions? It’s basic, undesirable food is less expensive than sound food as a rule. Is it a smart thought to present an inexpensive food charge, or do unfortunate food see to stay modest and liberated from additional expense? To begin things off, I will allude to this unfortunate food as â€Å"fast food†. One issue with quick nourishments is that they are low in satiation esteem. That is, individuals don’t will in general feel as full when they eat them, which can prompt indulging. Another issue is that unfortunate food will in general supplant other, progressively nutritious nourishments. At the point when individuals are eating on chips and treats, they are normally not stacking up on products of the soil. As of now you can tell this is a significant issue, yet it tends to be diminished somewhat on the off chance that we raise the duties on cheap food. On the off chance that the expenses are expanded, at that point individuals will be selected to purchase more beneficial nourishments, for example, vegetables or other supplement rich food sources without included sugar or sodium. They will not, at this point be more costly than the modest, undesirable, cheap food. This generally, will decrease the measure of undesirable food that individuals will ingest. Another point is that the additional expense on cheap food will spares lives. Coronary illness is the second most normal reason for death. Numerous lives could without much of a stretch be spared. Just as sparing lives, decreasing stoutness will likewise improve the personal satisfaction. The contention against an additional duty on cheap food is that those on low livelihoods are bound to expend unfortunate nourishments, in this way this assessment will build disparity. In any case, if a duty on cheap food spares lives, we ought not abstain from executing it since the poor will for the most part advantage. On the off chance that we are truly worried about the effect on correspondence, the income from a fat duty can be focused to the advantage of poor people. An expansion in imbalance need not happen from a cheap food charge. Who is the administration to mention to individuals what to eat? In the event that we need to eat salty and greasy nourishments, at that point let us eat this. The general purpose is individuals are sans still to devour as much salty and greasy nourishments as they like. With everything taken into account it very well may be said that it is an unreasonable assessment since inexpensive food is awful for individuals who endure corpulence, shouldn’t imply that each and every individual who appreciates the speedy, modest help cheap food offers. Individuals who are in a rush or individuals short on money may discover cheap food a perfect assistance, however in the event that it is burdened because of heftiness, at that point it will likewise influence individuals who aren’t fat.

The Urbana Sweetcorn Festival

The Urbana Sweetcorn Festival This past weekend, my roommates and I were looking for something to do. The weather was nice and we wanted to go a little off campus. We then found out about the Urbana Sweetcorn Festival! The Urbana Sweetcorn Festival is an annual end of summer community festival held just outside of campus in Urbana. With food vendors, concerts, and of course sweetcorn, there were plenty of things to do for my friends and I. A cool fact about the festival is that over 20,000 ears of sweet corn are consumed each year at the festival! Thats a lot of sweetcorn! When I went to the festival last year, I was lucky enough to see the popular band, Smash Mouth. That was a fun time hearing the band sing All Star and Im A Believer from Shrek  in real life. Most of the time they get known bands and musicians to come down for this special festival, which serves as great entertainment for students and the Champaign-Urbana community. Whats great about the festival is that its incredibly accessible to get to from campus. There is a Champaign-Urbana Mass Transit District bus that you can take from campus right to the festival. I urge all Illini to take advantage of this perk that all Illinois students receive. The bus system is incredibly reliable and goes all day and night! Without the bus system, many students like me would have never gotten to the festival since its about 5-10 minutes away from campus. Here are a few highlights from my time at the festival this past weekend. One of the many tents that was selling sweetcorn! The lines were really long but were totally worth it. We finally got our corn! My roommate was as excited as I was. We decided we wanted to take a little bit of the festival home. So we bought the largest bag of kettle corn! I recommend all Illini to put the Urbana Sweetcorn festival on their bucket list! Now, Im going to go eat some of this sweetcorn. Daniel Class of 2018 I’m an Advertising major in the College of Media. I’m from a northwest suburb of Chicago called Buffalo Grove. I chose Illinois because it was the first university in the entire world to offer an Advertising major, which is pretty cool!

Ballistic Analysis New West Charter High School

Ballistic Analysis Sacha J. Boroumand New West Charter High School Abstract Ballistic Analysis is the science of mechanics, especially weapons like projectiles, bullets, and bombs. Since technology is changing everyday, there has to be new ways for weapons to be made as well as laws to be made to prohibit them. Ballistic Analysis also helps create new types of technology to create better and more efficient weapons. Ballistic weapons are being changed for the better, yet are being used more efficiently. This can also lead to more catastrophic events towards humans and animals which will lead to more laws. There are new ways that these weapons are being made and produced, but they all have a similar background and have laws against them. These laws are to benefit people and animals from harm or less harm. Ballistic Analysis is being changed for the better, for less harmful ways, safer ways, and for a more proficient way of generating these weapons. Ballistic Analysis Ballistic Analysis is forever changing science that allows people to create and develop new and different types of weapons. These weapons may controversy leading to laws being made or it can create a unity between people, allowing them to be saved from a certain force or be able to kill an animal using the most efficient way possible. Ballistic Analysis allows for more innovative ways for weapons to be made and used. Ballistic Analysis also allows for new weapons to replace old weapons asShow MoreRelatedNational Security Outline Essay40741 Words   |  163 PagesLaw and the Role of Tipson 1NATIONAL SECURITY AND THE ROLE OF LAW (Tipson) Goal Clarification: What is National Security? -National Security - Possible Definitions (Difficult to define) -Safety from foreign coercion or intimidation -UN Charter Article 2(4) - prohibition against â€Å"the threat or use of force against the political independence or territorial integrity of any state† Analytical Tasks: How Americans Think About National Security -Identifying Values: What is at Stake? (WhatRead MoreOne Significant Change That Has Occurred in the World Between 1900 and 2005. Explain the Impact This Change Has Made on Our Lives and Why It Is an Important Change.163893 Words   |  656 PagesAutotown, U.S.A. Van Gosse and Richard Moser, eds., The World the Sixties Made: Politics and Culture in Recent America Joanne Meyerowitz, ed., History and September 11th John McMillian and Paul Buhle, eds., The New Left Revisited David M. Scobey, Empire City: The Making and Meaning of the New York City Landscape Gerda Lerner, Fireweed: A Political Autobiography Allida M. Black, ed., Modern American Queer History Eric Sandweiss, St. Louis: The Evolution of an American Urban Landscape Sam WineburgRead MoreProject Mgmt296381 Words   |  1186 PagesLeadership Chapter 2 Organization Strategy and Project Selection 1.4 Projects and programs (.2) 1.4.1 Managing the portfolio 1.4.3 Strategy and projects 2.3 Stakeholders and review boards 12.1 RFP’s and vendor selection (.3.4.5) 11.2.2.6 SWAT analysis 6.5.2.7 Schedule compression 9.4.2.5 Leadership skills G.1 Project leadership 10.1 Stakeholder management Chapter 11 Teams Chapter 3 Organization: Structure and Culture 2.4.1 Organization cultures [G.7] 2.4.2 Organization structureRead MoreManaging Information Technology (7th Edition)239873 Words   |  960 Pageson the Next Steps for a VoIP Supplier CASE STUDY I-3 The VoIP Adoption at Butler University CASE STUDY I-4 Supporting Mobile Health Clinics: The Children’s Health Fund of New York City CASE STUDY I-5 Data Governance at InsuraCorp CASE STUDY I-6 H.H. Gregg’s Appliances, Inc.: Deciding on a New Information Technology Platform CASE STUDY I-7 Midsouth Chamber of Commerce (B): Cleaning Up an Information Systems Debacle CASE STUDY II-1 Vendor-Managed Inventory at NIBCO

Outsourcing A And Viable Option - 1559 Words

Triad has grown considerably in a relatively short amount of time. However, Triad is still a small company and similar companies of Triad’s size have traditionally seen outsourcing as a smart and viable option to optimize business processes and ultimately improve the bottom line. It’s important that Triad assesses the pros and cons involved with outsourcing, such as cost/benefit, potential risks, contractual arrangements and service levels, and necessary controls, before making any changes. We should also define what operations we are considering outsourcing – as opposed to a company-wide reorganization and what other functions we might be able to add as a result of outsourcing MIS IT solutions. While traditional software solutions address the needs of one process, enterprise software, which we might consider for our MIUS needs, addresses multiple â€Å"thinking† processes – rather than a simple â€Å"tool.† An MIS usually exists as a computerized database of financial information organized in such a way that it produces regular reports on operations for every level of management. The main purpose of the MIS is to give managers feedback regarding performance; top management can readily and easily monitor the company as a whole. Information displayed by the MIS typically shows actual data against planned results from the year before, and a measure of progress to goals. The MIS receives data from company units and functions. Much of the data is collected automatically fromShow MoreRelatedAssignment On Hardware Leasing And Its Effect On The Scope And Cost Of The Billing System1609 Words   |  7 PagesOption 1 Hardware Leasing This option is the best in my opinion. Yes, it will still cost the company a considerable amount of money, however, delays in the project will be at a minimum. Purchasing new hardware and software will definitely increase the scope and cost of the billing system, but, the delay in the project will be kept to a minimum. Option 2 Outsourcing Outsourcing the work to a third party will definitely have an impact on the scope, time and cost of the project, but, it willRead MoreOutsourcing and Hotels1561 Words   |  7 PagesIntroduction What is Outsourcing? Outsourcing can be defined as a business relationship in which two or more companies work together to achieve a collective advantage. Rugman et al (2003) If you look back ten – fifteen years ago outsourcing in hotels was not a popular concept but more recently with the downturn in the economy in the nineteen nineties more and more hotels are turning to outsourcing to help increase their revenues and maximize their profit potential. 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Long Ridge Gliding Club Case Study Free Essays

Long Ridge Gliding Club Long Ridge Gliding Club is a not profit organization which is run by its members. Currently the club has around 150 members who range for novice to the experts. The clubs also offers trial flights to the member of the public and then try to convince them to take up membership. We will write a custom essay sample on Long Ridge Gliding Club Case Study or any similar topic only for you Order Now The members have to help each other to get airborne. They also have to help the staff with attending to the casual flyers. Throughout the whole year the essential tasks such as the maintaining the gliders, getting them out of the hangars, towing them to the launch points, staffing the winches, keeping the flying log, bringing back the gliders and providing look out cover is taken on a voluntary basis by the club members. At times when the weather is not good the members may not get a flight at all. Due to the bad weather the members do not get enough flying time. The club chairman is therefore under pressure to stop trial flights though they provide the club with revenue to finance its operations. Q1) Evaluate the service to the club members and casual flyers by completing a table? Ans: The services that Long Ridge Gliding Club offers to the club members and casual flyers are mentioned in the table below: | Club Members | Casual Flyers| Products| Membership| Trial Flight| Customers| Accessibility Location| General public Experience| Product range| Long duration| Short duration varies Reliability | Design Changes| None| Quality of service| Delivery | Drinks, food, accommodation and flying facilities | Only flying facilities| Quality| Skill| Safety| Volume per service type| 150| 700| Profit Margins| High| Low| Q2) Chart the five performance objectives to show the differing expectations of club members and casual flyers and compare these with the actual service delivered. Ans: Cost: The cost incurred is always an important aspect for any organization. It is same in case of Long Ridge Gliding Club also. The member’s want the services at a price which covers the operating cost of the business and the casual flyers want a lifetime experience at a cheap price. From what can see in the case Long Ridge Gliding Club is offering the services at cheap and reasonable prices. Dependabilityz Dependability is another important factor. The casual flyers have lot of faith on the club as they receive a dependable service. On the other hand the members don’t get a flight on some days and just have to help the casual flyers. Flexibility: Flexibility is also very important. Everyone should be flexible enough to adjust to situations. Members wants the gliders readily available for them so that they can fly anytime of the day as per their wish and on the other hand the casual flyers want to fly after paying the charges of flying and enjoy the experience. So the members get to use the facilities of the club anytime they want to, while the casual flyers are one time users. However the club failed to satisfy their club members. Product quality: Quality of a product is something which is looked very closely by the customers. But here in this case product quality is related to the safety of the gliders. The club provides well maintained gliders and winch machine for both the casual flyers and the members. Speed: Speed in which the services are offered is also important. The casual flyers would obviously be excited of the experience and expect that they would be attended immediately while the members know they might have to wait for their chance to fly for long. But for the actual service the casual flyers have to wait for the members to be free to help them, while the members want to fly the gliders according to their wish. But the company here in this case has failed because most of the time they are busy in helping casual flyers to fly. 3. What advice would you give to the chairman? Ans: Allow less number of Casual Flyers because the members are getting affected and they have to help them and also not get the time to fly, make permanent club members happy because the club generates maximum revenue from them when compared to casual flyers. Casual flyers must pay more and must pay club members who are helping casual flyers because they are doing a lot of job and they need to get paid because they must make the members lose interest in the club. And also they can reduce the level of dissatisfaction. 1. Try to allow less number of Casual Flyers in the club. This would make the permanent club members happy. They have to keep in mind that the maximum share of the revenue is generated by the club members compared to Casual Flyers. 2. Increase the charges for casual flyers and pay the club members who are helping casual flyers to fly. This would help the club can reduce the level of dissatisfaction they are having due to absence of dedicated Gliders for them. How to cite Long Ridge Gliding Club Case Study, Free Case study samples

Outcomes As Well As Create Hidden Reserves â€Myassignmenthelp.Com

Question: Discuss About The Outcomes As Well As Create Hidden Reserves? Answer: Introduction As accounting is mostly moulded by political and economic aspects, synchronization of the accounting standards and principles is practically an unavoidable concern of increased incorporation of the policies and market (Ramanna Sletten 2014). This is witnessed by the adoption of the AIS 38 in numerous countries across the globe. Amongst the largest nations in the world, it was only Japan, U.S, and India that had not adopted AIS 38 substantially joined with them. The AIS 38 adoption had noteworthy economic revolution and provided the risk to different research. With these considerations, this paper presents a detailed analysis of some of the impact of adopting IAS 38 across the globe. The purpose or objective of this report is analysis some of the foremost impacts of AIS 38 adoption in the world. Generalized Adoption of the IAS 38 The AIS 38 adoption across the globe is a substantial financial renovation. The standard is said to have been founded from consequential amendments of the intangible assets disclosure from improvements to the AIS 16 (Zeghal Mhedhbi 2006). In essence, the IAS 38 sets out recognition, criteria, disclosure requirements and measurement bases for the intangible assets that are not dealt with particularly in any other standard. To be more specific, the AIS 38 usually sketches accounting requests for the intangible assets, termed as non-financial assets short of any fleshly identifiable and substance (Loureno, Branco Castelo 2015). Under these criteria, intangible assets are primarily evaluated at their cost value and amortized on the methodical basis over its valuable life. These measurement criteria were mainly revised in 2004 and were practically employed to measurement of the intangible assets that were attained in the business combination taking place on or after the March 8th 2004 ( Ramanna Sletten 2009). Adoption of the AIS 38 is viewed as a relevant event with considerable effects in the world. Decisions to adopt the AIS 38 play a crucial role in international dissemination and acceptance of the AIS 38 (Chua Taylor 2008). The primary objective of the AIS 38 was to help in prescribing accounting dealings for the intangible assets that were not handled predominantly in the other IFRS. This policy required an organization to recognize intangible assets provided that particular criteria were achieved. Also, the AIS 38 specifies on means of measuring carrying amount of the intangible assets and required appropriate disclosures of the intangible assets. (Judge, Li Pinsker 2010). It provides for the acquisition of intangible assets by an organization in numerous means with the main one being through distinct procurement, acquirement as part of the firm mixture and inside produced intangible assets (Zeghal Mhedhbi 2006). According to this standard, all intangible assets are to be recognized formerly at cost plus the direct attribution charges and where there is a business combination, cost tends to correspond to fair value (Gordon Porter 2009). The standard establishes that amortization criteria used are straight-line technique that reflects a speedier amortization of assets. Generally, according to the AIS 38, intangible assets are to be amortized by their useful life as from the time the assets are readily available for use (Rusu 2012). Impact of adoption of the AIS 38 Different scholars provide some evidence that effects of the AIS 38 or its equivalent adoption entail three key components; accounting harmonization, market efficiency as well as information presented in the financial statements (Sahut, Boulerne Teulon 2011). The main impact of AIS 38 adoption was a considerably high increase in the credibility of AISB projects across the globe. Further, adoption of the AIS 38 is said to trigger significantly capacity of investors in making some cognizant financial decisions, reducing misperception that could arise from presence of diverse means to assess financial performance and status of numerous nations. This results in reduced risks for the investors as well as lower capital expense of the firm (Zeghal Mhedhbi 2006). Also, adoption of the AIS 38 would trigger reduced expenses linked with the preparation of the financial information in line with the set standards. Adoption of the AIS 38 could also result in greater incentives for the international investment and would also permit more efficient allocation of the financial resources across the globe (Chua Taylor 2008). To be more specific, adoption of the AIS 38 make results more informative and permits better accounting and lessens pleasure that a traditional accounting systems are in existence in the Continental Europe as long as the management is in a position to manipulate provisions, conceal economic losses, embellish outcomes as well as create hidden reserves. In many countries, adoption of the AIS 38 is linked with significant paradigm shift (Georgescu Afr?sinei 2015). For instance, its adoption is linked to augmented complication in accounting systems, which necessitates advanced level valuation as well as the greater commitment of the ma nagers at numerous levels in an organization. Adoption of the AIS 38 had some limited impact on financial reporting owing to significant non-compliance, the absence of improvement in the transparency of results and persistence of the national accounting standards as well as comparability measures. Nonetheless, it was established by Sahut, Boulerne and Teulon (2011) that mandatory adoption of the AIS 38 or its equivalent had some macro-economic benefits and some advantages for different capital markets across the globe. With the fact that AIS 38 or its equivalents result in increased comparability and quality of the financial statements, its adoption is said to result in improved investors capacity in making some informed financial decisions (Beneish, Miller Yohn 2010). Adoption of the AIS 38 also enables access to better information due to use of measurement and recognition criteria that better show economic reality of the firms. In essence, it is stated that adoption of the AIS 38 or its equivalents improves the functionality of the global capital market by giving high-quality and comparable information to different investors (Ball 2016). Further, adoption of the AIS 38 is viewed to have some positive impact on the information utilization, to the extent that accounting information that is prepared following the AIS 38. Also, its equivalents are viewed as having relatively advanced superiority, and therefore it is regularly utilized in paying administrative and in investment decision-making (Zeghal Mhedhbi 2006). The AIS 38 has changed ways on how intangible assets were measured, treated and recognized. In essence, it derecognizes anything that has been internally generated and write down previously re-valued intangible assets to the historical costs since an organization is unable to retain the evaluation unless there are some secondary markets (Alsuhaibani 2012). This means that AIS 38 would have some important impacts on financial statements of those firms that are forced to derecognize particular intangible assets. Another impact of adoption of the AIS 38 is an increase in some firms having some issues in attaining their current debt covenants, and thus such firms end up adjusting their financial reports with the aim of meeting their banks debts covenant needs (Mrquez-Ramos 2008). The standards also affect a number of the total assets reported or disclosed in the financial statements. Conclusion In conclusion, the AIS 38 usually sketches accounting requests for the intangible assets, termed as non-financial assets short of any fleshly identifiable and substance. It is evident that the standard establishes that amortization criteria used are straight-line technique that reflects a speedier amortization of assets and intangible assets are to be amortized by their useful life as from the time the assets are readily available for use. Under these criteria, intangible assets are primarily evaluated at their cost value and amortized on the methodical basis over its valuable life. Furthermore, it can be concluded that the decisions to adopt the AIS 38 played a crucial role in international dissemination and acceptance of the AIS 38. This is based on the notion that the standard help in prescribing accounting dealings for the intangible assets that were not handled predominantly in the other IFRS. Also, the AIS 38 specifies on means of measuring carrying amount of the intangible ass ets and required appropriate disclosures of the intangible assets. It can also be concluded that adoption of the AIS 38 triggers significantly capacity of investors in making some cognizant financial decisions, reducing misperception that could arise from diverse means to assess financial performance and status of numerous nations. This in turn results in reduced risks for the investors as well as lower capital expenditures of the firm. To be more specific, adoption of the AIS 38 make results more informative and permits better accounting and lessens pleasure that a traditional accounting systems are in existence in the Continental Europe as long as the management is in a position to manipulate provisions, conceal economic losses, embellish outcomes as well as create hidden reserves. With the fact that AIS 38 or its equivalents result in increased comparability and quality of the financial statements, it can also be concluded that adoption of AIS 38 result in improved investors capa city in making some informed financial decisions, practical allocation of the financial resources as well as improved funding or investment conditions worldwide. References Alsuhaibani, A 2012, The expected impact of IFRS adoption on Saudi Arabia based on lessons from other countries: A focus on the telecommunication Business, Procedia-Social and Behavioral Sciences, 62, 1190-1198. Sahut, JM, Boulerne, S Teulon, F 2011, Do IFRS provide better information about intangibles in Europe?,Review of Accounting and Finance,10(3), 267-290. Ball, R 2016, IFRS10 years later, Accounting and Business Research, 46(5), 545-571. Beneish, MD, Miller, BP Yohn, T 2010, The effect of IFRS adoption on cross-border investment in equity and debt markets, Document de travail, disponible ladresse Internet suivante: https://ssrn. com/abstract, 1403451. Chua, WF, Taylor, SL 2008, The rise and rise of IFRS: An examination of IFRS diffusion, Journal of accounting and public policy, 27(6), 462-473. Georgescu, IE Afr?sinei, MB 2015, Analysis of the impact of adopting the IFRS by the companies listed on BVB, Procedia Economics and Finance, 20, 259-267. Gordon, TP Porter, JC 2009, Reading and understanding academic research in accounting: A guide for students,Global Perspectives on Accounting Education,6, 25. Judge, W, Li, S Pinsker, R 2010, National adoption of international accounting standards: An institutional perspective, Corporate Governance: An International Review, 18(3), 161-174. Loureno, IM, Branco, ME, Castelo, D 2015, Main consequences of IFRS adoption: analysis of existing literature and suggestions for further research,Revista Contabilidade Finanas,26(68), 126-139. Mrquez-Ramos, L 2008, The effect of IFRS adoption on trade and foreign direct investments, In International Trade and Finance Association Conference Papers (p. 19). bepress. Ramanna, K Sletten, E 2009, Why do countries adopt international financial reporting standards?. Ramanna, K Sletten, E 2014, Network effects in countries' adoption of IFRS, The Accounting Review, 89(4), 1517-1543. Rusu, A 2012, IFRS adoption around the world-a brief literature review1, Anale. Seria Stiinte Economice. Timisoara, 18, 814. Zeghal, D Mhedhbi, K 2006, An analysis of the factors affecting the adoption of international accounting standards by developing countries,The International Journal of Accounting, 41(4), 373-386.

MR poetry notes Flashcard

MR poetry notes

Macroeconomic performance and standards of living in Bahrain

Macroeconomic performance and standards of living in Bahrain Macroeconomic performance and standards of living in Bahrain Levels of income and wealth are the key determinants of individual or the countries wellbeing Macroeconomic performance and economic standards of living involves factors such as income, living costs, household size and even the composition of the family size. When the economy is doing well, this is likely to be shown by a number of opportunities for citizens of a particular country and consequently better conditions of living. Bahrain is a small island state with and in 1996 it had a total population of 598, 652 people. Current indicators show that there is a population growth rate of about 3.6 percent, which is basically among the highest in the world (Hakimian, 2000 30). It has fertility rate of 3.2 % and a population density of approximately 2, 000 inhabitants per square mile and this also is among the highest in the world. The population considerations presented above are an essential dimension of Bahrains sustained economic growth and sustainable development. Bahrain has made steady progress in achieving its development goals meaning the macroeconomic performance is doing very well. The Human Development Report of 1997 ranks Bahrain number forty three out of a hundred and seventy five countries with a human development index of 0.87. Per capita income as per that time was estimated at $7, 460. Social indicators showed that Bahrain has marked improvement in the quality of life. The achievements were aided by the early development of the of the oil industry, which financed projects in the education sector and health services as well as economic diversification (Hakimian, 2000 32). The development of a regional airline and the completion of a causeway to Saudi Arabia stimulated tourism, while the rapid growth of offshore banking advanced Bahrains financial role. Also the aluminum smelter (ALBA) boosted downstream aluminum-based industries promoting the development of petrochemicals, which further laid the foundation for further downstream gr owth. {t_essay_order} Comparison of data for Bahrain Bahrains: Selected Economic and Social Indicators, 2007-12 2007 2008 2009 2010 2011 2012 Real economy (change in percent) Real GDP 2.3 0.4 -3.0 0.4 1.7 1.9 Domestic demand 3.2 0.6 -2.0 0.5 1.7 1.7 CPI (year average) 1.6 3.2 0.3 1.1 1.4 1.8 Unemployment rate (in percent) 8.3 7.8 9.5 10.2 10.0 9.6 Gross national savings (percent of GDP) 21.2 19.9 18.8 18.2 18.2 19.5 Gross domestic investment (percent of GDP) 22.2 22.2 20.4 20.3 20.4 20.4 Public finance (percent of GDP) Central government balance -2.1 -2.8 -5.7 -6.0 -5.7 -5.3 General government balance -2.7 -3.4 -7.4 -7.5 -7.1 -6.6 Structural balance (percent of potential GDP) -3.0 -3.3 -3.9 -3.9 -4.1 -4.4 Primary balance 0.0 -0.6 -5.0 -4.8 -4.0 -3.3 General government gross debt 1/ 63.9 67.5 77.5 83.9 88.3 91.7 Money and interest rates (in percent) Money market rate 2/ 4.0 3.8 1.1 Government bond yield 2/ 4.3 4.2 3.6 Balance of payments (in percent of GDP) Exports of goods 21.1 21.1 15.4 15.4 15.9 16.3 Volume growth (in percent) 2.5 -0.5 -14.5 -0.9 3.8 4.3 Imports of goods 23.2 24.1 17.8 18.4 19.0 19.4 Volume growth (in percent) 5.4 0.6 -10.6 -0.4 3.3 3.3 Trade balance -2.1 -3.0 -2.4 -3.0 -3.1 -3.0 Current account -1.0 -2.3 -1.6 -2.1 -2.2 -2.1 FDI (net) -2.5 -3.6 -2.5 -1.0 -1.0 -0.9 Official reserves (US$ billion) 2/ 45.7 33.6 24.7 ... ... ... Fund position (as of December 31, 2008) Holdings of currency (percent of quota) 86.3 Holdings of SDRs (percent of allocation) 58.1 Quota (SDRs million) 10,739 Exchange rates Euro per U.S. dollar 2/ 0.73 0.68 0.75 ... ... ... Nominal effective rate (2000=100) 2/ 102.4 104.9 103.6 ... ... ... Real effective exchange rate (2000=100) 2/ 103.6 106.0 102.1 ... ... ... Potential output and output gap Potential output 2.1 1.3 0.9 0.8 0.9 1.0 Output gap 0.9 -0.1 -3.9 -4.3 -3.6 -2.7 Social indicators Macroeconomic policies implemented by the government of Bahrain Environmental conservation The government has been consistent with commitment to sound resource management and conservation. A sequence of institutional and regulatory measures was recently including the establishment of a National Environmental directorate and the preparation of a plan of action that will take into account of efficiency in use of natural resources and their subsequent rates of depletion and regeneration; and also consider the ability of the environment to absorb and conform with technology together with its requirements of sustainability. The plan has been incorporating efforts from all agencies, the civil society and also the private sector and it is worth of note that a clean environment has been achieved. To achieve economic growth, people must work in a clean environment and minimizing or no illness to workers will boost economic development. Personnel development There has been extensive human resource development to meet the qualities of personnel needed in the job market. There has been enhancement of institutional capabilities to capture the concern of those who establish the development policy which has brought up new programs that aim at increasing the number of Bahrain nationals in the Labour force and equipped with multifaceted skills. In relation to this the government has also ensured that the right infrastructure is in place for no economy is likely to improve if the state of the infrastructure is pathetic. Cooperation with UNDP The government of Bahrain has recognized the importance of UNDP in supporting socio-economic development. It has sought the co-operation because of the quality of UNDPs programs and their universalism and neutrality. The government has considered UNDP a source of technical and methodological guidance on policy development, as a pathway of working and information sharing, and a facilitator of program implementation efforts. The intercourse with UNDP is aimed at aligning personnel development with sustainable livelihoods and employment generation, strengthening institutional capacity for economic management, and promoting environmental conservation and regeneration. Gender issues The gender dimension is considered as very integral in the employment programs at Bahrain. Bahrain women form part of 34 % of the public sector employment and 13.3 % of the public sector employment. The government has realized that investing in womens capabilities contributes to sustainable economic growth and reinforces the countries goal of increasing the number of its citizens in the work force and in the long run development benefits (Acemoglu, 2006 73). The development of employable skills for women and changing social and family attitudes towards the roles of women have been priotised by the ministry of Labour and Social Affairs which has been a big boost to the economy of the country. Water resource conservation The government has been protecting aquifers from salinity and depletion. Bahrains urban and rural economic activities are highly dependant on water and it should be saved for future use. The government has been making every effort to control excess water use and the reuse of waste water for watering municipal flower, hedges and fodders. Artificial recharge of treated water is being studied, and the distribution of water is under review to prevent leakage (Acemoglu, 2006 68). Conclusion In summary macroeconomic policy in Bahrain has led to the achievement of major among other things, has brought inflation under control, freed up prices within the economy, shedding state owned resources to make them more productive, increase of fiscal revenues, lowering the average custom duties, generating foreign exchange reserves and have strengthened the countries financial institutions.

Smoking in work place Essay Example | Topics and Well Written Essays - 2500 words

Smoking in work place - Essay Example This research will begin with the statement that in the United States, the negative effects of cigarette smoke were first mentioned in the 1960s, by the first Surgeon General. This report initiated the gradual disenchantment with cigarettes among the members of the American public. Today, advertisements, as well as cigarette packets, are required by law to contain warning labels. In many developed nations, advertisements of cigarettes are also banned on television. There are also messages against smoking that are carried across many media channels which speak of the detrimental effects of smoking on the human body. Â  According to Kim, Kamyab, Zhu, Volpp, Kim, and Kamyab, public health organizations in America spend millions of dollars on an annual basis in efforts to help addicted smokers to leave their destructive habits. Smoking is very addictive and many smokers try, unsuccessfully, every year, to stop their habits. They use books, group therapy, skin patches and even nicotine g um to try and stop their smoking habits. For those who cannot stop this habit, there is the very real possibility of having to contend with carcinogenic effects of ingesting the poisonous compounds that are found in the process of smoking cigarettes. Many medical authorities have also conducted a multitude of studies that have established that second-hand smoke can also affect the individuals who work around smokers.

Aspects of Cultural, Leadership and Shareholder Differences in a Research Paper

Aspects of Cultural, Leadership and Shareholder Differences in a Merger - Research Paper Example Cultural difference was defined by the American Heritage English Dictionary as â€Å"The totality of socially transmitted behavior patterns, arts, beliefs, institutions and all other products of human work or thought† (Barrett and Eneroth, 2012). This signifies that when a group of people work together or spend time together, they develop a pattern of habits that become the culture of an organization. Now when another company merges to form a joint venture, the human resource of both the companies have to work in coordination with one another, although they are used to different ways of working or spending time. This is where diversity or difference arises in an organization. Culture in case of private companies are usually quite random and is highly influenced by the decisions of the senior managers, while in case of public companies, group dependability is higher. In such cases, cultural difference is considered to be an obstacle to the success of the alliance (DeChesare, 20 13). In a survey conducted by CFO Research Services in 2004, it was found that among every five respondents, one of them considered cultural clashes to be the primary reason for alliance failure. This raises a question in the minds of readers about the true perception regarding cultural difference during joint ventures or mergers (Chanlat, Davel and Dupuis, 2013, P. 250-251).     Vebego and Risse successfully drove this joint venture for a span of two years. However, the problem had started with the entry of a third party called Westrom Group, which was a similar company like, The Risse Group. The intention of a public-private joint venture was to bring in the knowledge and experience of the public company and since private companies are good at handling business aspect, they can take care of marketing and administration segment carefully. However, the issues were created after the entrance of the third party because the existing companies made the new organization responsible f or many significant decisions, but only the support staffs were considered within the joint venture to handle the operations. The policies and framework for including a third partner were not rightly decided which had augmented the challenges for the joint venture. In this scenario, the cultural transformation tool (CTT) developed by Richard Barrett would be the best way to discuss the lesson learned from this situation, thereby stating the probable recommendations in this context. The CTT assist in the cultural evolution of the organization, which further helps the leaders to manage the operations. Barrett introduced a consciousness model with seven levels, which are evolutionary in character. He did some modifications to Maslow’s Hierarchy model. In 1998, he had developed a model, which was also called CTT. As can be seen in Figure 1 below, there are seven levels of consciousness such as service, making a difference, transformation, cohesion, self-esteem, relationship and s urvival (Barrett Values Centre, 2009a).

Effective Communication In Workplaces

Effective Communication In Workplaces Effective communication has its own benefits in the workplace. Effective communication from managers to employees will result in the employees doing their job well. A good management style together with a positive communication approach will be quite effective in the workplace and will lead to better understanding between the employee and manager. For an organization to be successful communication should happen both internally and externally. Internal communication: between management and employees. External communication: this takes place between staff and clients. Let us consider Vodafone as a case study to illustrate the effective communication skills[3] Internal Communication[2]: this takes place inside the organization between the employees and management. Here the employees act as stakeholders. This communication may take place in any of the forms listed below: Vertically: this the top down approach which happens from the senior employees to juniors associates. The ultimate goal here is to improve the performance of tasks and make the junior employees understand the companys priorities and requirements. Horizontally: this takes places between various teams and across departments. The goal here is to make sure roles are effectively carried out and tasks completed. Intranet with restricted access to people within the business is a great tool for promoting better communication. External communication[1] :this takes place with customers. Vodafone has laid a principle for communication as We will communicate openly and transparently with all of our stakeholders within the bounds of commercial confidentiality. Vodafone believes that this will reduce the barriers to communication. It makes sure that its messages are conveyed both verbally and non verbally. For verbal communication the company has set contact centers so that the staff can be in direct contact with the customers and further giving an opportunity for its staff to talk to the customers about the issues. Non verbal communication can take place through various methods such as advertisements in television, newspapers and other media, the Vodafone logo. This also acts as a method of determining the position of the brand. Further methods of non verbal communication include SMS to contact certain customers. Sales information can be reached out to customers through literature in the Vodafone shops. The many forms of communication through which Vodafone reaches out to its customers are as below: Promotion and sales material- Vodafone makes sure that the advertising material is correct and follows its Business principles. This also helps the information reaches out responsibly to its stakeholders together with promoting its products and services. Awareness and Information: Vodafone promoted the use of mobile phones responsibly in the cars. It took the complex material and translated the information in easy to understand form and made the public aware of the new law and appropriate use of phones in the car. Explanation and guidance: mobile phones have health effects on human beings. But the latest scientific research has something new and Vodafone needs to convey these findings clearly to the customers. Motivation to dedicate Employees A well motivated staff is a key to a productive and pleasant environment in a workplace. Motivating the employees must be one of the key responsibilities of a manager. An effective management and leadership reflect through effective motivation of employees in the workplace. Understanding the human nature is a key to effective employee motivation. The key to performance improvement in an organization is motivation. Motivation is very essential for any business to survive and excel. Motivation is a skill and must be learnt. Performance can be defined as a function of ability and motivation as below Job performance= function (ability)(motivation) Ability depends on education and training. Motivation has the following seven strategies through which it can be initiated: Fair treatment of people Positive and high expectations Discipline Satisfying the needs of the employees Setting goals at work To restructure the jobs Set rewards and recognition for performance Every organization has its own ways to motivate the employees to ensure that goals and targets are reached [4]. Obstacles to Effective Performance The main obstacles to effective performance in an organization are as follows: Culture Change Conflict Culture Culture is related to beliefs, values and customary ways of doing things. The main reason for employees leaving the company is cultural mismatch. According to the present culture employees are required to have a clear understanding of short term and long term goals. The employees are required to have a shared vision and values as well as being productive and motivated. The organizational culture is determined by the leadership style and practices in an organization and hence plays an important role especially during acquisitions and mergers. Every organization has a set of values and beliefs. When an employee is exposed to a new culture, the individual goes through a state known as culture shock. When the companies merge the employees from the non dominant company need to adapt themselves to the new culture of the dominant company. Let us consider Barclay Plc for instance. Barclay acquired Lehman Brothers and one of the major issues for Barclay after this acquisition is to take into consideration the two different cultures in these two companies. Most of the employees of Lehman Brothers have left Barclay and a few did not join Barclay. This makes it clear that the employees are not ready to adapt to the new values, leadership styles, beliefs and practices of the Barclay culture. One of the biggest challenges to the management at Barclay is to make employees accept the new culture. The change in culture ultimately has an effect on the motivation level of the employees, their commitment to the organization and their engagement in work. Another consequence of an acquisition is that the individuals from the non dominant organization will feel like loss of identity and the others will have a superior feeling. This will ultimately affect the company achieve its goals and objectives. Another major issue of culture when the two organizations were merged is it will divert the attention of the employees and make the less productive. The attention of employees will be diverted to issues such as job security , feeling of discomfort working with new employees. Job security is the main issue as there will be duplication of departments and to manage the staff, the organization can reduce the manpower. The job profiles may be redesigned which may have an impact on the performance of the employees. The employees motivation, attitude and performance are determined by the culture. Motivation and culture go hand in hand. More an employee is motivated; the culture will be healthier. The key factor to be dealt in any organization is motivation. If an employee is not motivated properly then the employee will have problem accepting the new culture which will impact the individuals ability to do the job effectively and efficiently. The company should have flexible culture if a decision of acquisition is taken. This will allow the new employees to adjust to the new culture. Culture reflects the style of management and leadership. A slight change in the values, leadership style and ideas will help the new employees adjust to the new environment. This is not easy task, but since Barclays has taken a decision of merger it should be ready to consider changes in its culture and leadership style. Change Except for change nothing is constant in this world. Every activity in an organization results in some change. It can have a positive or negative effect depending on the communication made through change. The acquisition of Barclay and Lehman Brothers bought together a huge change in both organizations. New strategies and policies, procedures and work environment were created for work in both organizations. Change should involve people and not be imposed on people. Preparing the employees of an organization for change is a very vital task and it is the responsibility of the management to do this. This can be done through various methods such as through oral communication, via training programs or through counseling. The major reason for the Lehman employees leaving Barclays when the two organizations were merged is that the change was not managed properly. The key principles needed when planning to manage change are as follows: Every person reacts to change differently. Each person is different and has its own perceptions and preferences. A few people always look forward to change and new things and it easy to handle them. But it is a very difficult to handle people who always like things the way they were. These kind of people will experience stress and dissatisfaction and negative attitude towards their counterparts preferences. Every person has his own needs and priorities A few people work just for money but a few for the self and social identification. Change can be managed effectively by designing jobs in a better way through job redesign, job rotation management etc. Managing expectations realistically The organization should make clear to its employees that it cannot make everyone happy at the same time and this should be communicated effectively and realistically. The relation between expectations and reality is very important. The management should do the tasks listed below in order to manage change effectively: The management should inspire people and set certain objectives, goals and values for the organization It should set up a communication network such as face to face interaction so that new ideas and policies can be easily communicated. If there are any obstacles in the way of communication then those should be removed as this will help people accept change. Change can be made inevitable by promotions, recruitments and rewards. Conflicts When Barclays merges with Lehman conflicts were natural to arise as people from two different cultures and two different companies were merging. Starting with small disputes, conflicts may reach to higher levels which will ultimately affect the organization. Since the culture of both organizations is different each will have its own ideas, strategies, perspectives and goals. The different types of conflict that may arise when people of two different cultures merge are as follows: Conflict with boss Since the manager has a more experience and bigger perspective it will not be good to encounter conflict with the boss. In order to avoid such a conflict it is better not to question his authority and any ideas and views should be presented in the form of suggestions. Conflict with colleagues Different point of view will lead to conflict between employees. This can be done resolved through proper communication. Conflicts with the subordinates Conflicts can be handles effectively by one of the following ways: Each person should be given freedom to express their views. Conflicts can be sorted to a greater level by identifying positive minded people. Not everyone may have a broad vision as ours. So communicating and discussing our vision will help keep conflicts away. Changing nature of Modern Work Organizations [9] There many factors that contribute to the changing nature of work at organization, but the two main factors are: Current market scenario requires organizations to be more competitive and customer focused, hence there is an increased pressure on the organization The breakthrough in IT and communication is another factor. For example mobile and internet have made work to be separated from time and space. Organizations have changed their focus and their main principles are: Defining vision and values from the consumers perspective Creating a value chain i.e., defining activities and process that add value to customers and link them Remove activities that add no value to the organization. Reducing inefficiencies in the tasks in an organization. These principles have added value to the organization enabling them to respond rapidly to customers needs and supporting change and encouraging innovation. Conclusion The base of any organization depends on the policy, the values, the vision, the philosophy and goals set by the management. These act as the driving force for the organizational culture. Culture in a workplace determines the leadership style, the type of communication and group dynamics within the organization. The employees in the organization perceive the culture as a quality essential at work which has an impact on the degree of the employees motivation. This ultimately affects the performance, personal growth and self development which ultimately affect the organization from achieving its goals. The above discussed concepts such as communication, motivation, culture etc, make up only a small part of the theories of organizational behavior and theory. The success of any organization is determined by the application of the concepts of organizational behavior in the organization. The best way to handle conflicts in a workplace is to address them through discussions and debates. Conflict can have a positive effect within the organization if it is addressed effectively. A successful manager is one who takes time to address and deal with the conflict. This in turn will lead to a healthy and diverse work environment.

Republican Plan Should be Vetoed :: Argumentative Persuasive Papers

Republican Plan Should be Vetoed I think that the Republican should be vetoed because to me, their proposed tax cuts in education, the environment, and other areas are not the way to go. There are probably other government functions that could use a decrease in spending. Raising medicare premiums (http://www.yahoo.com/headlines/951114/news/stories/budget_42.html) seems alright, but there could be a better way. In general, today's Congress is in so much deadlock over balancing the budget, they will end up watching it go to about $6 billion by the start of the new millenium!!! The debt's already too high now. President Johnson was able to halve the deficit and keep his budget under $100 million during his first year in office (http://pathfinder.com/time/special/moy/1964.html); but he achieved this through some manipulation of others - something of which Bill Clinton is not a master. Though the proposed increase of $9 a month may seem small to some,many older Americans in the long run will not be able to keep up with the payments and will trim down their disposable income (isn't this what Keynes would think?) Stimulating the economy at the expense of a certain group of people does not constitute favorable domestic policy for politicans of any party. Why is it that the U.S. has such a hard time trying to keep a stable economy when Germany has historically had pretty strong currency and is perhaps the best economic nation in all of Europe? (http://pathfinder.com/time/international/ 1995/950925/economies.html) They do have tougher regulations, but not a lot of capitalistic ways that we do here. The country's central bank managed to step in after unification with tough-minded economic management; and even though the eastern side of the country has spend a little more than necessary, Germany today remains financially stable (without huge increases in inflation). The temporary stop-gap spending bills that Clinton vetoed, causing the current partialgovernment shutdown, has made the U.S. look bad in the eyes of the world because of party gridlock. I doubt if countries such as Germany ever have this much trouble. Are there any solutions to solving the national debt that will completely satify everyone involved? Probably not. I proved that by stating my support for the President's veto of the Republican's spending bills. However, the oneitem that really bugs me is that if the Republicans want to lower the debt so much, why

Benefits of Fast Food Restaurants I Essay

The popularity of fast food restaurants is growing every day. The popularity of fast food restaurants is growing because of three main causes: the low cost, the fast service, and how fast food restaurants are available anywhere. The most evident advantage of fast food is than it saves time. In today’s fast-paced life, there is nothing better than getting a ready meal. No matter how much the chefs praise the benefits of fresh food, at the end of a hard-working day, when one returns home all tiered and hungry? A pizza or a burger can be godsend. Besides the time an individual has to spend in the kitchen, cooking a meal also requires one to make a trip to the supermarket to buy the ingredients for the dish. Then there is the added effort and time consumed in washing and reeling the vegetables. All this makes eating fast food score more preferably over cooking a meal for a busy individual. Besides time, cost saving gives fast food an edge over the meal prepared in the kitchen. If one lives alone, then it is cheaper to buy or order a meal in the fast foods’ restaurant instead of cooking it at home. Also certain fast foods like fries and burgers come pretty cheap. Fast food does raised health concerns. However if careful, you can find some options on the menu of fast food restaurant that could be healthier. Salads are a smart choice. Go for bread products that are made from wheat bread. Opt for lean meat. If you could choose between the fried and boiled options, order the boiled preparation. Avoid ordering carbonic drinks, when you are thirsty. Go for fruit juices, low-fat milk, diet soda. It there anything better than plain water to quench your always resort to the â€Å" make to order† option that certain fast food outlets offer, where you could restrict the use of ingredients that are not healthy. As dessert does not play on important role in the fast food meal menu, you can keep yourself away from delicious and tempting sugary dishes.

Small Business Ent. 1. Investigate Performance of a...

1. Investigate performance of a selected small business enterprise. 1.1 JS furniture is a furniture manufacturing company owned by two brothers John and Smith. JS started operations in 2006 and there is a satisfactory growth in this business since then. However there are fall in turnover in some months as well. JS import wood from Asian countries and manufacture furniture. Company had been able to get massive discounts from its suppliers because of bulk buying so this had helped them to keep their cost under control. However government policies such as taxes on imports, interest rates and exchange rates have had negative impact on this business. Taxes on imports Since UK government is taxing heavily on imports from non EU countries†¦show more content†¦Since internet has a global reach J S should advertise in the internet because it will help them to increase their market share. J S should carry out a market research and find out customers needs and give offers according to their needs. If this approach is used J S can maximize its sales revenue in all the branches. 3. Revise business objectives and plans to incorporate proposed changes. 3.1 Since UK is in a economic crisis company is planning to open up at least two branches in another EU country such as France and Germany in order to increase the market share and spread the risk J S is planning to fund these new projects from their retained profits. Action plan 1st Nov 2008- Have a meeting with all the partners and discuss their opinions in order to do necessary amendments to the plan. 15th Nov 2008- Explain the workers about the new project and make them understand the benefits of this. 31st Nov 2008-Examine the new market and identify the needs of the new customers. 15th Dec 2008-Contact the suppliers and order the raw materials needed for the products. 1st Jan 2009- Open up only one new branch. 1st June 2009-Compare the actual results of the new shops with budgeted figures of the first six months if they are achieved the targets that means the company is functioningShow MoreRelatedHbr When Your Core Business Is Dying74686 Words   |  299 PagesTOP-TEAM POLITICS†¦page 90 WHEN YOUR CORE BUSINESS IS DYING†¦page 66 Y GE SE PA IN DS CK R M WA A 53 www.hbr.org April 2007 58 What Your Leader Expects of You Larry Bossidy 66 Finding Your Next Core Business Chris Zook 78 Promise-Based Management: The Essence of Execution Donald N. 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